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May 19, 2022, BCCM will launch the third cohort of the BCCM/dfree® 12-step Financial Freedom Academy designed to help individuals become debt-free, avoid financial pitfalls, and create savings and investment plans to ensure better financial futures achieving homeownership and funding their retirement dreams.

Academy participants will learn:

  1. How to manage finances, save money, invest money, plan for retirement;

  2. How to become well equipped with practical approaches and values-based principles; and

  3. How to find and maintain financial freedom and focus on life's purpose.

BCCM and dfree® want to partner with you. As our partner, we ask churches, organizations, and clubs to host a 9- week FREE online program for your friends, family, organizational members, and colleagues. Hosting a program is simple:

  1. You designate someone for BCCM and dfree® to train to coordinate registration.

  2. You encourage Memphians to participate in the program.

  3. You publicize the program with the tools we provide.


BCCM and dfree® provide the tools and the teacher. We teach the concepts. Participants may be required to purchase the book, "Say Yes to No Debt." The Academy starts May 19, 2022 and registration is open now. Please email the name and contact information of your designee to  If you have questions, please call or email  (901) 701-7842 (ext. 901),

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